Spencer Tierney is a consumer banking writer at NerdWallet. He has covered personal finance since 2013, with a focus on certificates of deposit and other banking-related topics. His work has been ...

Teaching children about money used to involve actual dollars and cents. When you were a kid, you stashed your allowance in your piggy bank, giving you a physical sense of the money you’d saved and how ...

Credit card rewards and loyalty now are part of the app experience as much as rates or perks. Nearly 70% of cardholders say app quality influences which card becomes “top of wallet.” Younger consumers ...

Over the past two decades, how consumers make everyday payments has progressively been transformed as new platforms and competitors have multiplied. In the process, what it takes for a credit card to ...

A credit card’s place in a consumer’s wallet is now shaped as much by its app as by its rate, perks or brand, a shift that looks especially strong among younger cardholders and points to a more ...